Growth of $10,000 in SPTI
State Street® SPDR® Portfolio Intermediate Term Treasury ETF · State Street (SPDR)
A $10,000 investment compounding at SPTI’s trailing 10-year annualized total return of 1.3% would reach $12,922 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (3.8%) | At 5-year avg (-0.1%) | At 10-year avg (1.3%) |
|---|---|---|---|
| 5 years | $12,067 | $9,955 | $10,662 |
| 10 years | $14,562 | $9,910 | $11,368 |
| 15 years | $17,573 | $9,866 | $12,120 |
| 20 years | $21,206 | $9,822 | $12,922 |
| 25 years | $25,590 | $9,777 | $13,777 |
| 30 years | $30,881 | $9,733 | $14,689 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SPTI in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SPTI be worth in 10 years?
Compounding at its trailing 10-year annualized return of 1.3%, $10,000 in SPTI would grow to about $11,368 in 10 years and $12,922 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SPTI's average annual return?
As of Aug 7, 2026, SPTI's annualized total returns were 3.8% over 3 years, -0.1% over 5 years, 1.3% over 10 years — dividends reinvested, net of its 0.03% expense ratio.