Growth of $10,000 in TLT
iShares 20+ Year Treasury Bond ETF · iShares
A $10,000 investment compounding at TLT’s trailing 10-year annualized total return of -2.3% would reach $6,331 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.15% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (-0.6%) | At 5-year avg (-7.8%) | At 10-year avg (-2.3%) |
|---|---|---|---|
| 5 years | $9,708 | $6,663 | $8,920 |
| 10 years | $9,425 | $4,439 | $7,957 |
| 15 years | $9,151 | $2,958 | $7,097 |
| 20 years | $8,884 | $1,971 | $6,331 |
| 25 years | $8,625 | $1,313 | $5,647 |
| 30 years | $8,373 | $875 | $5,037 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
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Frequently Asked Questions
What would $10,000 in TLT be worth in 10 years?
Compounding at its trailing 10-year annualized return of -2.3%, $10,000 in TLT would grow to about $7,957 in 10 years and $6,331 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is TLT's average annual return?
As of Aug 7, 2026, TLT's annualized total returns were -0.6% over 3 years, -7.8% over 5 years, -2.3% over 10 years — dividends reinvested, net of its 0.15% expense ratio.