Growth of $10,000 in VCIT
Vanguard Intermediate-term Corporate Bond Index Fund · Vanguard
A $10,000 investment compounding at VCIT’s trailing 10-year annualized total return of 2.7% would reach $17,104 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (6.0%) | At 5-year avg (0.9%) | At 10-year avg (2.7%) |
|---|---|---|---|
| 5 years | $13,408 | $10,443 | $11,436 |
| 10 years | $17,976 | $10,905 | $13,078 |
| 15 years | $24,102 | $11,388 | $14,956 |
| 20 years | $32,314 | $11,892 | $17,104 |
| 25 years | $43,325 | $12,418 | $19,560 |
| 30 years | $58,089 | $12,968 | $22,369 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
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Frequently Asked Questions
What would $10,000 in VCIT be worth in 10 years?
Compounding at its trailing 10-year annualized return of 2.7%, $10,000 in VCIT would grow to about $13,078 in 10 years and $17,104 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VCIT's average annual return?
As of Aug 7, 2026, VCIT's annualized total returns were 6.0% over 3 years, 0.9% over 5 years, 2.7% over 10 years — dividends reinvested, net of its 0.03% expense ratio.