Growth of $10,000 in VCR
Vanguard Consumer Discretionary Index Fund · Vanguard
A $10,000 investment compounding at VCR’s trailing 10-year annualized total return of 13.5% would reach $125,869 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.09% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (12.2%) | At 5-year avg (5.9%) | At 10-year avg (13.5%) |
|---|---|---|---|
| 5 years | $17,805 | $13,313 | $18,836 |
| 10 years | $31,702 | $17,723 | $35,478 |
| 15 years | $56,446 | $23,595 | $66,825 |
| 20 years | $100,503 | $31,412 | $125,869 |
| 25 years | $178,947 | $41,819 | $237,081 |
| 30 years | $318,617 | $55,673 | $446,556 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open VCR in the interactive calculator →
Frequently Asked Questions
What would $10,000 in VCR be worth in 10 years?
Compounding at its trailing 10-year annualized return of 13.5%, $10,000 in VCR would grow to about $35,478 in 10 years and $125,869 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VCR's average annual return?
As of Aug 7, 2026, VCR's annualized total returns were 12.2% over 3 years, 5.9% over 5 years, 13.5% over 10 years — dividends reinvested, net of its 0.09% expense ratio.