Growth of $10,000 in VCSH
Vanguard Short-term Corporate Bond Index Fund · Vanguard
A $10,000 investment compounding at VCSH’s trailing 10-year annualized total return of 2.7% would reach $16,938 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (5.5%) | At 5-year avg (2.4%) | At 10-year avg (2.7%) |
|---|---|---|---|
| 5 years | $13,063 | $11,264 | $11,408 |
| 10 years | $17,065 | $12,689 | $13,015 |
| 15 years | $22,293 | $14,293 | $14,848 |
| 20 years | $29,122 | $16,101 | $16,938 |
| 25 years | $38,044 | $18,137 | $19,324 |
| 30 years | $49,698 | $20,430 | $22,045 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open VCSH in the interactive calculator →
Frequently Asked Questions
What would $10,000 in VCSH be worth in 10 years?
Compounding at its trailing 10-year annualized return of 2.7%, $10,000 in VCSH would grow to about $13,015 in 10 years and $16,938 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VCSH's average annual return?
As of Aug 7, 2026, VCSH's annualized total returns were 5.5% over 3 years, 2.4% over 5 years, 2.7% over 10 years — dividends reinvested, net of its 0.03% expense ratio.