Growth of $10,000 in VGIT
Vanguard Intermediate-term Treasury Index Fund · Vanguard
A $10,000 investment compounding at VGIT’s trailing 10-year annualized total return of 1.2% would reach $12,594 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (3.8%) | At 5-year avg (-0.1%) | At 10-year avg (1.2%) |
|---|---|---|---|
| 5 years | $12,056 | $9,960 | $10,594 |
| 10 years | $14,534 | $9,920 | $11,222 |
| 15 years | $17,522 | $9,881 | $11,889 |
| 20 years | $21,124 | $9,841 | $12,594 |
| 25 years | $25,467 | $9,802 | $13,342 |
| 30 years | $30,703 | $9,763 | $14,134 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open VGIT in the interactive calculator →
Frequently Asked Questions
What would $10,000 in VGIT be worth in 10 years?
Compounding at its trailing 10-year annualized return of 1.2%, $10,000 in VGIT would grow to about $11,222 in 10 years and $12,594 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VGIT's average annual return?
As of Aug 7, 2026, VGIT's annualized total returns were 3.8% over 3 years, -0.1% over 5 years, 1.2% over 10 years — dividends reinvested, net of its 0.03% expense ratio.