Growth of $10,000 in VGLT
Vanguard Long-term Treasury Index Fund · Vanguard
A $10,000 investment compounding at VGLT’s trailing 10-year annualized total return of -1.7% would reach $7,155 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (0.5%) | At 5-year avg (-6.7%) | At 10-year avg (-1.7%) |
|---|---|---|---|
| 5 years | $10,227 | $7,066 | $9,197 |
| 10 years | $10,459 | $4,993 | $8,459 |
| 15 years | $10,697 | $3,528 | $7,780 |
| 20 years | $10,940 | $2,493 | $7,155 |
| 25 years | $11,188 | $1,761 | $6,580 |
| 30 years | $11,442 | $1,245 | $6,052 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open VGLT in the interactive calculator →
Frequently Asked Questions
What would $10,000 in VGLT be worth in 10 years?
Compounding at its trailing 10-year annualized return of -1.7%, $10,000 in VGLT would grow to about $8,459 in 10 years and $7,155 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VGLT's average annual return?
As of Aug 7, 2026, VGLT's annualized total returns were 0.5% over 3 years, -6.7% over 5 years, -1.7% over 10 years — dividends reinvested, net of its 0.03% expense ratio.