Growth of $10,000 in VGSH
Vanguard Short-term Treasury Index Fund · Vanguard
A $10,000 investment compounding at VGSH’s trailing 10-year annualized total return of 1.8% would reach $14,204 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (4.3%) | At 5-year avg (1.9%) | At 10-year avg (1.8%) |
|---|---|---|---|
| 5 years | $12,325 | $11,003 | $10,917 |
| 10 years | $15,191 | $12,107 | $11,918 |
| 15 years | $18,724 | $13,321 | $13,011 |
| 20 years | $23,077 | $14,657 | $14,204 |
| 25 years | $28,444 | $16,127 | $15,506 |
| 30 years | $35,058 | $17,744 | $16,928 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open VGSH in the interactive calculator →
Frequently Asked Questions
What would $10,000 in VGSH be worth in 10 years?
Compounding at its trailing 10-year annualized return of 1.8%, $10,000 in VGSH would grow to about $11,918 in 10 years and $14,204 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VGSH's average annual return?
As of Aug 7, 2026, VGSH's annualized total returns were 4.3% over 3 years, 1.9% over 5 years, 1.8% over 10 years — dividends reinvested, net of its 0.03% expense ratio.