Growth of $10,000 in VSS
Vanguard FTSE All-world Ex-us Small-cap Index Fund · Vanguard
A $10,000 investment compounding at VSS’s trailing 10-year annualized total return of 8.0% would reach $46,696 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.06% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (15.6%) | At 5-year avg (6.0%) | At 10-year avg (8.0%) |
|---|---|---|---|
| 5 years | $20,617 | $13,382 | $14,700 |
| 10 years | $42,506 | $17,908 | $21,609 |
| 15 years | $87,635 | $23,966 | $31,766 |
| 20 years | $180,677 | $32,071 | $46,696 |
| 25 years | $372,501 | $42,919 | $68,643 |
| 30 years | $767,986 | $57,435 | $100,906 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open VSS in the interactive calculator →
Frequently Asked Questions
What would $10,000 in VSS be worth in 10 years?
Compounding at its trailing 10-year annualized return of 8.0%, $10,000 in VSS would grow to about $21,609 in 10 years and $46,696 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VSS's average annual return?
As of Aug 7, 2026, VSS's annualized total returns were 15.6% over 3 years, 6.0% over 5 years, 8.0% over 10 years — dividends reinvested, net of its 0.06% expense ratio.