Growth of $10,000 in VTIP
Vanguard Short-term Inflation-protected Securities Index Fund · Vanguard
A $10,000 investment compounding at VTIP’s trailing 10-year annualized total return of 3.1% would reach $18,379 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (5.0%) | At 5-year avg (3.1%) | At 10-year avg (3.1%) |
|---|---|---|---|
| 5 years | $12,763 | $11,677 | $11,643 |
| 10 years | $16,289 | $13,636 | $13,557 |
| 15 years | $20,789 | $15,923 | $15,785 |
| 20 years | $26,533 | $18,595 | $18,379 |
| 25 years | $33,864 | $21,714 | $21,400 |
| 30 years | $43,219 | $25,356 | $24,917 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open VTIP in the interactive calculator →
Frequently Asked Questions
What would $10,000 in VTIP be worth in 10 years?
Compounding at its trailing 10-year annualized return of 3.1%, $10,000 in VTIP would grow to about $13,557 in 10 years and $18,379 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is VTIP's average annual return?
As of Aug 7, 2026, VTIP's annualized total returns were 5.0% over 3 years, 3.1% over 5 years, 3.1% over 10 years — dividends reinvested, net of its 0.03% expense ratio.