Growth of $10,000 in XHB
State Street® SPDR® S&P® Homebuilders ETF · State Street (SPDR)
A $10,000 investment compounding at XHB’s trailing 10-year annualized total return of 12.8% would reach $111,615 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.35% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (10.1%) | At 5-year avg (8.8%) | At 10-year avg (12.8%) |
|---|---|---|---|
| 5 years | $16,200 | $15,239 | $18,278 |
| 10 years | $26,246 | $23,221 | $33,409 |
| 15 years | $42,519 | $35,386 | $61,065 |
| 20 years | $68,883 | $53,924 | $111,615 |
| 25 years | $111,594 | $82,172 | $204,010 |
| 30 years | $180,788 | $125,219 | $372,892 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open XHB in the interactive calculator →
Frequently Asked Questions
What would $10,000 in XHB be worth in 10 years?
Compounding at its trailing 10-year annualized return of 12.8%, $10,000 in XHB would grow to about $33,409 in 10 years and $111,615 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is XHB's average annual return?
As of Aug 7, 2026, XHB's annualized total returns were 10.1% over 3 years, 8.8% over 5 years, 12.8% over 10 years — dividends reinvested, net of its 0.35% expense ratio.