Growth of $10,000 in XLB
State Street® Materials Select Sector SPDR® ETF · State Street (SPDR)
A $10,000 investment compounding at XLB’s trailing 10-year annualized total return of 10.2% would reach $70,018 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.08% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (10.0%) | At 5-year avg (6.8%) | At 10-year avg (10.2%) |
|---|---|---|---|
| 5 years | $16,112 | $13,875 | $16,267 |
| 10 years | $25,961 | $19,253 | $26,461 |
| 15 years | $41,829 | $26,714 | $43,043 |
| 20 years | $67,397 | $37,067 | $70,018 |
| 25 years | $108,594 | $51,432 | $113,896 |
| 30 years | $174,971 | $71,364 | $185,273 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open XLB in the interactive calculator →
Frequently Asked Questions
What would $10,000 in XLB be worth in 10 years?
Compounding at its trailing 10-year annualized return of 10.2%, $10,000 in XLB would grow to about $26,461 in 10 years and $70,018 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is XLB's average annual return?
As of Aug 7, 2026, XLB's annualized total returns were 10.0% over 3 years, 6.8% over 5 years, 10.2% over 10 years — dividends reinvested, net of its 0.08% expense ratio.