Growth of $10,000 in XLC
State Street® Communication Services Select Sector SPDR® ETF · State Street (SPDR)
A $10,000 investment compounding at XLC’s trailing 5-year annualized total return of 7.2% would reach $40,020 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.08% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (19.1%) | At 5-year avg (7.2%) |
|---|---|---|
| 5 years | $23,954 | $14,144 |
| 10 years | $57,379 | $20,005 |
| 15 years | $137,445 | $28,295 |
| 20 years | $329,235 | $40,020 |
| 25 years | $788,647 | $56,604 |
| 30 years | $1,889,117 | $80,059 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
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Frequently Asked Questions
What would $10,000 in XLC be worth in 10 years?
Compounding at its trailing 5-year annualized return of 7.2%, $10,000 in XLC would grow to about $20,005 in 10 years and $40,020 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is XLC's average annual return?
As of Aug 7, 2026, XLC's annualized total returns were 19.1% over 3 years, 7.2% over 5 years — dividends reinvested, net of its 0.08% expense ratio.