Growth of $10,000 in XLE
State Street® Energy Select Sector SPDR® ETF · State Street (SPDR)
A $10,000 investment compounding at XLE’s trailing 10-year annualized total return of 9.8% would reach $65,345 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.08% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (13.3%) | At 5-year avg (22.8%) | At 10-year avg (9.8%) |
|---|---|---|---|
| 5 years | $18,678 | $27,868 | $15,988 |
| 10 years | $34,889 | $77,663 | $25,563 |
| 15 years | $65,166 | $216,433 | $40,870 |
| 20 years | $121,721 | $603,157 | $65,345 |
| 25 years | $227,356 | $1,680,883 | $104,475 |
| 30 years | $424,666 | $4,684,303 | $167,038 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open XLE in the interactive calculator →
Frequently Asked Questions
What would $10,000 in XLE be worth in 10 years?
Compounding at its trailing 10-year annualized return of 9.8%, $10,000 in XLE would grow to about $25,563 in 10 years and $65,345 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is XLE's average annual return?
As of Aug 7, 2026, XLE's annualized total returns were 13.3% over 3 years, 22.8% over 5 years, 9.8% over 10 years — dividends reinvested, net of its 0.08% expense ratio.