Growth of $10,000 in XLK
State Street® Technology Select Sector SPDR® ETF · State Street (SPDR)
A $10,000 investment compounding at XLK’s trailing 10-year annualized total return of 24.4% would reach $787,785 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.08% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (30.7%) | At 5-year avg (20.3%) | At 10-year avg (24.4%) |
|---|---|---|---|
| 5 years | $38,184 | $25,206 | $29,792 |
| 10 years | $145,798 | $63,536 | $88,757 |
| 15 years | $556,710 | $160,150 | $264,427 |
| 20 years | $2,125,716 | $403,677 | $787,785 |
| 25 years | $8,116,738 | $1,017,521 | $2,346,981 |
| 30 years | $30,992,587 | $2,564,790 | $6,992,161 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open XLK in the interactive calculator →
Frequently Asked Questions
What would $10,000 in XLK be worth in 10 years?
Compounding at its trailing 10-year annualized return of 24.4%, $10,000 in XLK would grow to about $88,757 in 10 years and $787,785 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is XLK's average annual return?
As of Aug 7, 2026, XLK's annualized total returns were 30.7% over 3 years, 20.3% over 5 years, 24.4% over 10 years — dividends reinvested, net of its 0.08% expense ratio.