Growth of $10,000 in XLV
State Street® Health Care Select Sector SPDR® ETF · State Street (SPDR)
A $10,000 investment compounding at XLV’s trailing 10-year annualized total return of 10.0% would reach $67,766 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.08% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (9.2%) | At 5-year avg (6.2%) | At 10-year avg (10.0%) |
|---|---|---|---|
| 5 years | $15,499 | $13,515 | $16,134 |
| 10 years | $24,023 | $18,266 | $26,032 |
| 15 years | $37,235 | $24,688 | $42,001 |
| 20 years | $57,713 | $33,366 | $67,766 |
| 25 years | $89,452 | $45,096 | $109,336 |
| 30 years | $138,646 | $60,948 | $176,408 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open XLV in the interactive calculator →
Frequently Asked Questions
What would $10,000 in XLV be worth in 10 years?
Compounding at its trailing 10-year annualized return of 10.0%, $10,000 in XLV would grow to about $26,032 in 10 years and $67,766 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is XLV's average annual return?
As of Aug 7, 2026, XLV's annualized total returns were 9.2% over 3 years, 6.2% over 5 years, 10.0% over 10 years — dividends reinvested, net of its 0.08% expense ratio.