Growth of $10,000 in ZROZ
PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund · PIMCO
A $10,000 investment compounding at ZROZ’s trailing 10-year annualized total return of -5.2% would reach $3,466 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.15% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (-6.0%) | At 5-year avg (-13.9%) | At 10-year avg (-5.2%) |
|---|---|---|---|
| 5 years | $7,335 | $4,721 | $7,673 |
| 10 years | $5,380 | $2,229 | $5,887 |
| 15 years | $3,947 | $1,052 | $4,517 |
| 20 years | $2,895 | $497 | $3,466 |
| 25 years | $2,123 | $234 | $2,659 |
| 30 years | $1,558 | $111 | $2,041 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open ZROZ in the interactive calculator →
Frequently Asked Questions
What would $10,000 in ZROZ be worth in 10 years?
Compounding at its trailing 10-year annualized return of -5.2%, $10,000 in ZROZ would grow to about $5,887 in 10 years and $3,466 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is ZROZ's average annual return?
As of Aug 7, 2026, ZROZ's annualized total returns were -6.0% over 3 years, -13.9% over 5 years, -5.2% over 10 years — dividends reinvested, net of its 0.15% expense ratio.