SCHD vs XLK: Holdings Overlap
SCHDSchwab U.S. Dividend Equity ETF
Schwab · 99 holdings · $105.7B · as of 2026-05-31
XLKState Street® Technology Select Sector SPDR® ETF
State Street (SPDR) · 73 holdings · $122.8B · as of 2026-08-06
Holdings snapshots are 67 days apart (SCHD: 2026-05-31, XLK: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are SCHD and XLK?
Schwab U.S. Dividend Equity ETF (SCHD, by Schwab) holds 99 positions; State Street® Technology Select Sector SPDR® ETF (XLK, by State Street (SPDR)) holds 73. They have 4 holdings in common, and by portfolio weight the two funds are 3.5% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 3.5%Sum of the smaller weight of each shared holding
- Shared Holdings
- 4SCHD holds 99 · XLK holds 73
- Weight in Shared Holdings
- SCHD 16%·XLK 4%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in SCHD
95 of 99 positions (83.9% of the fund) are not held by XLK. Showing the top 30 by weight.
Sector Breakdown
| Sector | SCHD | XLK |
|---|---|---|
| Information Technology | 15.8% | 99.9% |
| Consumer Staples | 18.4% | 0.0% |
| Health Care | 18.3% | 0.0% |
| Energy | 14.6% | 0.0% |
| Industrials | 10.8% | 0.0% |
| Other Sectors | 21.8% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| SCHD | +4.2% | +25.6% | +31.4% | +14.9% | +9.7% | +12.8% | 3.09% |
| XLK | +4.9% | +30.9% | +43.5% | +30.7% | +20.3% | +24.4% | 0.42% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in SCHD vs XLK →
Shared Holdings(4)
The top 4 shared positions account for 100% of the overlap, led by TXN, QCOM and ACN.
Frequently Asked Questions
How much do SCHD and XLK overlap?
SCHD and XLK overlap by 3.5% of portfolio weight. They share 4 holdings (SCHD holds 99 positions and XLK holds 73), based on each fund's latest SEC-reported holdings.
Is it redundant to own both SCHD and XLK?
The two portfolios are 3.5% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What are the biggest shared holdings of SCHD and XLK?
The largest positions held by both funds are TXN, QCOM, ACN and SWKS. Together the top 4 shared positions account for 100% of the total overlap.
What does SCHD own that XLK doesn't?
95 positions (83.9% of SCHD) are unique to SCHD, led by UNH, KO and MRK. In the other direction, 69 positions (96.4% of XLK) are unique to XLK.